ITR Filing 2025 Guide: Kaise File Karein Income Tax Return Step-by-Step
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Introduction: Har saal jaise hi Income Tax Return (ITR) filing ka samay aata hai, logon ke mann mein kai sawal uthte hain – "ITR kya hota hai?", "Mujhe file karna chahiye ya nahi?", "Kaun sa form bharu?" Agar aap bhi inhi sawalon ke jawab dhoond rahe ho, to yeh blog aapke liye hi hai.
2025 mein ITR file karna pehle se zyada aasaan ho gaya hai, lekin sahi process aur sahi form ka pata hona zaroori hai. Yeh blog aapko step-by-step batayega ki ITR kya hota hai, kyon file karna chahiye, kaise karein aur kis form ka istemal karein.
ITR Filing Kya Hota Hai?
Income Tax Return (ITR) ek document hota hai jisme aap sarkar ko apni saal bhar ki aamdani (income), bachat (savings), aur tax details batate ho. ITR file karne ka main maqsad hota hai – transparency aur tax ka hisaab.
2025 Mein ITR Kaun File Karein?
ITR file karna un sabhi logon ke liye zaroori hai:
Jinki saal bhar ki total income Rs. 2.5 lakh ya usse zyada ho
Business owners, freelancers, gig workers
Jinhone apni job chhodi aur PF withdraw kiya
Jinhone bank mein FD ka interest kamaya ho
NRI jinki taxable income India mein hai
Property bechi, capital gain hua ho
Tax refund claim karna hai
Visa application mein ITR proof chahiye
ITR Filing Ka Time Period (Assessment Year 2025-26)
Start Date: 1 April 2025
Last Date (without late fee): 31 July 2025
Late Filing with Penalty: 31 December 2025 tak
Step-by-Step Guide to File ITR in 2025
Step 1: Documents Ready Rakhein
PAN card
Aadhaar card
Form 16 (agar salaried ho)
Form 26AS (tax credit statement)
Bank account details
Investment proofs (LIC, PPF, ELSS, etc.)
Capital gain documents (agar applicable ho)
Step 2: ITR Form Choose Karein
| Income Type | Suitable ITR Form | ||
|---|---|---|---|
| Salary Only | ITR-1 (Sahaj) | ||
| Salary + House Property + Capital Gain | ITR-2 | ||
| Business/Profession | ITR-3 or ITR-4 | ||
| Freelancers | ITR-4 under presumptive scheme |
Step 3: Visit Income Tax Portal
Official Website: https://www.incometax.gov.in
Register/Login using PAN
Step 4: Prefill Your Details
Portal par aapka basic data prefilled hota hai:
Name, PAN, Aadhaar
Salary (Form 16 ke basis par)
Bank interest (Form 26AS ke basis par)
Verify karein ki sab details sahi hain.
Step 5: Income & Deduction Details Bharna
Saal bhar ki total income ka hisaab likhein
Section 80C (LIC, PPF, ELSS), 80D (Health insurance), etc. ka benefit lein
HRA aur standard deduction ka claim karein
Step 6: Tax Calculate & Verify
System aapka total tax calculate karega. Agar tax paid kam hai to pay karein, agar jyada diya hai to refund milega.
Step 7: E-Verification
ITR file hone ke baad usse verify karna mandatory hai:
Aadhaar OTP se
Net banking se
Demat account ya Bank ATM ke through
Benefits of Filing ITR
Visa Application ke liye proof
Loan lene mein madad
Future reference ke liye tax compliance
Refund claim karne ke liye
Legal compliance
Common Mistakes to Avoid
Galat ITR form bharna
Income disclose na karna (like FD interest)
Aadhaar-PAN link na hona
Bank account validate na karna
E-verification na karna
FAQs on ITR Filing 2025
Q1: Kya bina income ke bhi ITR file kar sakte hain?
Haan, agar aapko refund lena hai ya financial proof chahiye to file kar sakte hain.
Q2: Kya CA ki help lena zaroori hai?
Agar aap salaried ho aur simple income hai to khud bhi file kar sakte ho.
Q3: ITR file karne ke baad refund kab milta hai?
Generally 15-45 din mein aapke bank account mein aa jata hai.
Q4: Freelancers ko kaunsa form use karna chahiye?
Agar presumptive income scheme opt karte hain to ITR-4.
Q5: PAN aur Aadhaar link nahi hai to kya file kar sakte hain?
Nahi, pehle PAN-Aadhaar link karna hoga.
Conclusion:
ITR filing ek zimmedaari bhi hai aur ek financial tool bhi. Agar aap sahi time par sahi tarike se ITR file karte hain to na sirf aap penalty se bachte ho, balki apne financial record ko bhi strong bana lete ho. 2025 mein file karna aur bhi aasaan ho gaya hai – bas sahi form, sahi data aur thoda sa time chahiye.
Aapne ab tak ITR file nahi kiya? Toh aaj hi documents ready karke shuru ho jaiye!
Agar aapko yeh guide helpful lagi ho, toh share zaroor karein aur comment mein apne doubts likhein. Happy Filing!
