How to File ITR for AY 2025–26: Step-by-Step Online Guide
Updated for Financial Year 2024–25 (Assessment Year 2025–26)
Filing your Income Tax Return (ITR) is a crucial responsibility for every taxpayer. With the Income Tax Department updating the process for AY 2025–26, it's important to know the latest steps, documents required, and how to avoid penalties.
🔹 What is ITR and Why Should You File It?
ITR or Income Tax Return is a form in which taxpayers declare their income, deductions, and tax payments. Filing it on time helps you:
- Claim TDS refunds
- Carry forward losses
- Build financial credibility
- Avoid penalties under Section 234F
✅ Documents Required for ITR Filing (AY 2025–26)
- PAN Card, Aadhaar Card
- Form 16 (from employer)
- Form 26AS & AIS/TIS
- Bank account details
- Investment proofs (80C, 80D, etc.)
- Capital gains, rent receipts, loan interest certificates (if any)
📌 Step-by-Step Process to File ITR for AY 2025–26
Step 1: Login to the Income Tax Portal
Visit https://www.incometax.gov.in and login with your PAN and OTP.
Step 2: Go to File Income Tax Return
Navigate to: e-File → Income Tax Return → File Income Tax Return
Step 3: Select Assessment Year 2025–26
Choose "Online" mode and your filing type (Original or Revised).
Step 4: Choose the Right ITR Form
- ITR-1: For salaried individuals with income up to ₹50 lakhs
- ITR-2: For individuals with capital gains or multiple properties
- ITR-3/4: For business/professional income
Step 5: Verify Auto-Filled Data
Review data from Form 16, Form 26AS, AIS/TIS, and ensure accuracy.
Step 6: Claim Deductions
Add deductions under Sections 80C, 80D, 80TTA, 80E, etc.
Step 7: Calculate Tax Payable and Submit
Ensure all tax dues are cleared. Submit your return after validation.
Step 8: E-Verify Your ITR
- Via Aadhaar OTP
- Net Banking or Bank Account/Demat
- Or send signed ITR-V to CPC, Bengaluru
Step 9: Download Acknowledgement
Once verified, download the ITR-V acknowledgement receipt for records.
📅 ITR Filing Due Date for AY 2025–26
31st July 2025 is the due date for individuals not under audit. File early to avoid late fees under Section 234F.
🎥 Video Guide: How to File ITR AY 2025–26
📝 Conclusion
Filing your ITR accurately and on time ensures peace of mind, smooth refunds, and avoids legal issues. Use the guide above and the government portal to complete your filing easily.